After reading this article you will learn about:- 1. Definition of Secondary Market 2. Instruments 3. Features. Definition of Secondary Market: Secondary market refers to a market where securities are traded after being initially offered to public in the primary market and/or listed on the stock Exchange. Majority of the trading is done in the secondary market. Secondary market comprises [...]
Credit management by commercial banks is a part of banking activities of normal course where banks constitute as a largest group of financial intermediaries. There are two core activities of commercial banks one to accept deposits and second to give loans and advances. The deposits are liabilities for any bank as these are required to be paid back to customers [...]
After reading this article you will learn about:- 1. Lending on the Basis of Risk Rating 2. Measuring Risk of Loans and Advances 3. Capturing Early Warnings 4. Asset Classification and Provisioning. Lending on the Basis of Risk Rating: If an over view is taken about credit management in banking industry in India, it tells a sordid affairs of actions [...]