Other than banks, Post Office schemes are the most commonly invested contractual-return products in the fixed income world. The various investment avenues offered by Post Office in India include: 1. Recurring Deposits 2. Time Deposits 3. Monthly Income Schemes 4. National Savings Certificates (NSCs) 5. Senior Citizen Savings Scheme. We will briefly discuss the features of each one of them. [...]
Fixed Income Securities available in India! Yield: Simply put, 'Yield to Maturity' (YTM) or yield for short is the annualized return that you will earn if you invest in a fixed income security today and hold it till maturity. It's not a simple rate of return but takes into account the effect of compounding. When comparing alternative investments, yield is [...]
Learn about the various shifts observed in the yield curve explained with the help of suitable diagrams. Direction of the Yield Curve: A yield curve can have 3 broad directions: 1. Upward Sloping: This is the most common and 'normal' direction of the yield curve. Its interpretation is that bonds with longer maturities have higher yields than those with shorter [...]