Few examples of Fixed Income Investments available in India. Fixed Income investments are a unique investment alternative in the sense that while on one hand it contains products that offer 'fixed' and predefined returns, on the other hand there are products which allow you to take some risk and earn returns based on the market movements. Contractual return products constitute [...]
Other than banks, Post Office schemes are the most commonly invested contractual-return products in the fixed income world. The various investment avenues offered by Post Office in India include: 1. Recurring Deposits 2. Time Deposits 3. Monthly Income Schemes 4. National Savings Certificates (NSCs) 5. Senior Citizen Savings Scheme. We will briefly discuss the features of each one of them. [...]
Fixed Income Securities available in India! Yield: Simply put, 'Yield to Maturity' (YTM) or yield for short is the annualized return that you will earn if you invest in a fixed income security today and hold it till maturity. It's not a simple rate of return but takes into account the effect of compounding. When comparing alternative investments, yield is [...]